If SM has BDO and Ayala has BPI, then I assume that Robinsons has HSBC. I'm not claiming about the latter, but it's only my assumption. Please correct me if I'm wrong so I would learn from my mistake. Remember to be responsible in using your credit card whenever you do shopping. Don't just swipe it for your wants. Use it for emergency purposes. Or if you use it for your wants, make sure you pay the full amount to avoid paying for the interest rate in the next month. It's just a tip so be wise and practical my friend.
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