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Sunday, February 2

Nasaan Na Kaya Ang Mga Financial at Business Guru Na Makukulit?

Naglilinis ako ng mga emails sa inbox ko at napansin ko na ang mga dating aktibo at mga guru na nagtuturo dati ay tila nawala, huminto, at naglahong parang bula.

Ang dami ng financial guru na nagtuturo dati na tuluyan ng nawala sa internet at maging mga official websites nila ay non-existent na.

Mukang sa simula lang sila mahusay at matapos dumaan ang mahabang panahon ay tuluyan na nilang tinalikuran ang kanilang advocacy to help other people become rich.

Napansin mo rin ba at napatanong nasaan na ba sila?

Monday, January 6

7 Colors of the Rainbow

Whenever someone asks me to name the 7 colors of the rainbow, I use the acronym I learned when I was a child.

ROYGBIV

Red
Orange
Yellow
Green
Blue
Indigo
Violet

That's it! You don't have to memorize those colors in mind. Just remember the acronym and you're good to go.

Sunday, January 5

Filipino Song to Remember 9 Planets

Dati hirap akong kabisaduhin ang siyam na planeta. Pero dahil sa isang kanta na narinig ko sa Sineskwela ay madali ko ng matandaan at hindi ko na nakakalimutan.

M-ang
V-ictor
E-spinosa
M-ag
J-ogging
S-a
U-maga
N-ang
P-umayat

Mercury
Venus
Earth
Mars
Jupiter
Saturn
Uranus
Neptune
Pluto

Pero di na ako updated kung ayan pa rin ba ang tamang bilang ng planeta sapagkat may naalala ako na tinanggal daw sa listahan ang planetang Pluto sa kadahilanang hindi na raw yun planeta.

Tayo na't magsaliksik at beripikahin kung tama ang narinig ko dati.

Sunday, December 29

Goodbye eToro Copy Trades

Dahil sa di na allowed ang eToro to operate in the Philippine market and pinagbawalan na ng SEC ang eToro for allowing Filipinos who are based here in the Philippines to invest and trade in the eToro platform, I decided to withdraw and close my account.

Thanks eToro for the journey and the profits I received by copy trading in your platform.

Here's a video I watched from YouTube so you learn more about this action.

Saturday, December 28

Mga Solusyong Naiisip Ko

Ang mga solusyong mababasa mo sa ibaba ay hindi lang applicable sa Bagumbayan, Taguig kung saan ako lumaki. Pwede rin i-apply at i-adapt sa ibang lugar sa Pilipinas. Pwedeng baguhin lang ng kaunti at i-adjust.

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1. Solusyon sa Traffic?

- Lagyan ng Jeepney stop para doon lang allowed magbaba at magsakay ng mga pasahero. Gayahin ang sistema sa Hong Kong. Para matuto naman ang mga tao na maglakad at mag-exercise.

- Bawasan ang mga pribadong sasakyan na bumibiyahe. Pag walang garahe ay huwag hayaang makabili ng sasakyan. Ang mga lumang jeep ay palitan ng mas mahabang e-jeep. Alisin na rin ang mga tricycle dahil dagdag lang ito sa pagsikip ng kalsada. Ang mga motor, bike at e-bike ay dapat lagyan ng sariling lane (sa gilid ng kalsada).


2. Solusyon sa Crossing?

(Bicutan to C6)

(near SM Bicutan)

- Ang mga traffic enforcer ay dapat palitan na ng traffic lights. Ang traffic lights na ito ay dapat naka-sistema. Ang reason ay para patas at walang kinikilingan kung kelan ba dapat papasulungin ang isang linya ng sasakyan. Para di na rin maghintay ng sobrang tagal ng mga pasahero bago bumaba sa tamang babaan at sumakay sa tamang sakayan.


3. Solusyon sa Tulay na Palaging may Basura?

- Ang mga taong mahuhuling magtatapon sa kalsada basta-basta ay dapat magmulta (either may CCTV o kaya yung makakita ay pwedeng magsumbong at bibigyang pabuya basta may proof). Kapag sa loob ng sasakyan o bus nanggaling ang basura ay huhulihin at pipigilan ito ng alagad ng batas at pagmumultahin. Dapat lang maging disiplinado ang mga tao.

- Yung mga malalapit sa tulay, dapay may CCTV.

  1. Kapag may basura, may pananagutan ang mga bahay na nakatira sa palibot nito.

  2. Ang mahuhuling nagtatapon ang dapat magmulta.

  3. Ang mga makakapagturo ay papabuyaan basta may patunay.

Thursday, December 19

First Things First by Stephen Covey

5 Takeaways:


1. Keep the main thing the main thing
(Personal Mission Statement)
-> What is your why?
-> Why you do everything?
"Say No"

2. Law of the Farm
-> nurture
Plants seeds for your future
Some things just take time

3. Keep a Journal
(to know issues to gauge and get improved)

4. Sharpen the Saw
Don't get so busy that you forget what's important

5. Examine Your Roles
What are your roles?
(How you can be best in your role?)

Wednesday, December 18

Awaken the Giant Within by Tony Robbins

1. Decisions determine your destiny, not your conditions.

2. Beliefs of events shape our lives not the events themselves.

3. Create rules that make it easy for you to feel pleasure and hard to feel pain.
(appreciate, help others without expecting in return) -> change thoughts
change begins with your thoughts, it's by how we communicate with ourselves, we create reality.

4. Your values determine the quality of your decisions.

5. Expand your references (experiences, 5 senses) to expand your life.

6. Only make important decisions in resourceful emotional states.

7. Ask the right questions.
"How can I make this..."

8. Understand your Master System
- Emotional state
- Values
- Questions
- References
- Beliefs

Tuesday, December 17

The Success Principles by Jack Canfield

* Doing your own push-ups

1. Taking 100% Responsibility for your life.

2. Be clear on why you're here.

* Decide what you want
* Believe in yourself
* Unleash the power of goal-setting
* Chunk it down
* Success leaves clues
* Take action
* Be willing to pay the price
* Practice persistence

Tuesday, November 5

Songs You Should Check Out

I took notes of these songs before and instead of deleting them, I decided to share them with you here. Feel free to search them in YouTube and enjoy!

  • Lisa Loeb - Stay
  • Bic Runga - Sway
  • Barry Manilow - Tryin' to Get the Feeling Again
  • Take That - Back for Good
  • The Bangles - Eternal Flame
  • Brandy - Have You Ever
  • Michael Bolton - How Am I Supposed to Live Without You
  • Roxette - It Must Have Been Love
  • Jesse McCartney - Just So You Know
  • Avril Lavigne - Keep Holding On
  • Roxette - Listen to Your Heart
  • Aliya Parcs - Stop Think
  • Carpenters - There's a Kind of Hush
  • Michael Bolton - To Love Somebody
  • After Image - Next in Line
  • Angel Baby - Troye Sivan

Sunday, November 3

Philippine Dividend Stocks to Invest In (October 2024)

* DMCI Holdings, Inc. (DMC) -> incorporated on March 8, 1995 as a holding company to consolidate all construction business, construction component companies, and related interests of the Consunji family.

In only a few years after incorporation, the Company expanded its business organization to include five major subsidiaries, namely: D.M. Consunji, Inc.; DMCI Project Developers, Inc.; Semirara Mining and Power Corporation; DMCI Power Corporation; and DMCI Mining Corporation. DMC and its subsidiaries are engaged in construction, real estate, coal and nickel mining, power generation, water distribution.

The Company has an indirect ownership in Maynilad Water Services, Inc. through a 27% stake in Maynilad Water Holding Company, Inc., which owns 93% of the water concessionaire.

  • Div. Yield: 12.0% or 13.3%
  • Div. Payment: Semi-annual
  • Price: 11.20
  • Board Lot: 100 (min. # of shares to buy)


* LT Group, Inc. (LTG) ->  expanded and diversified its investments to include the beverages; tobacco; property development; and banking businesses. The Company's subsidiaries and associates are Tanduay Distillers, Inc.; Asia Brewery, Incorporated; Fortune Tobacco Corporation; Philippine National Bank; Saturn Holdings, Inc.; Paramount Landequities, Inc.; and Eton Properties Philippines, Inc.

  • Div. Yield: 11.12% or 12.3%
  • Div. Payment: Quarterly
  • Price: 10.36
  • Board Lot: 100 (min. # of shares to buy)


* RFM Corporation (RFM) -> [Selecta] operates two business segments namely, institutional segment, which primarily manufactures and sells flour, bakery and other bakery products to institutional customers; and consumer segment, which manufactures and sells ice cream, milk and juices, pasta products and flour- and rice-based mixes. The Company is known for the following brands: 'White King All-Purpose Flour'; 'Fiesta Spaghetti'; 'Selecta Moo'; 'Sunkist Orange Pulp'; 'Vitwater'; 'Selecta Magnum'; 'Selecta Cornetto'; 'Selecta Paddle Pop'; and 'Royal Spaghetti'.

The Company has the following subsidiaries and affiliates in its food and non-food businesses: Unilever RFM Ice Cream, Inc.; RFM Foods Philippines Corporation; Southstar Bottled Water Company, Inc.; Engrain-RFM Pacific, Inc.; FWBC Holdings, Inc.; RFM Equities, Inc.; Rizal Lighterage Corporation; WS Holdings, Inc.; and Selecta Wall’s Land Corporation.

  • Div. Yield: 6.2% or 7.5%
  • Div. Payment: 2-3x a year
  • Price: 3.98
  • Board Lot: 1,000 (min. # of shares to buy)


* Shang Properties, Inc. (SHNG) -> [Shangri-La] first incorporated on October 21, 1987 under the name Shangri-La Properties, Inc. (SLPI) to acquire, own, develop, subdivide, sell, mortgage, exchange, lease or hold for investment, real estate of all kinds. The Company changed its corporate name from SLPI to Edsa Properties Holdings, Inc. to the present one. The Company was listed on the Philippine Stock Exchange in 1991.

The Company's core businesses are office and retail leasing and residential development. SHNG owns and operates Shangri-La Plaza mall and also holds a 70% share in KSA Realty Corporation, which in turn, owns The Enterprise Center. SHNG also currently holds a 60% stake in Shangri-La at the Fort.

SHNG entered the residential condominium market in 2002 and has since expanded its residential portfolio with high rise condominium projects in prime locations with a combined total of almost 7,000 units. Completed projects include The Shang Grand Tower, The St. Francis Shangri-La Place, One Shangri-La Place, Shang Salcedo Place, and Horizon Homes.

The Company and its subsidiaries are engaged in property investment and development, real estate management, leasing, mall and carpark operations. SHNG's significant and active subsidiaries include Shangri-La Plaza Corporation; SPI Parking Services, Inc.; Shang Properties Realty Corporation; Shang Global City Holdings, Inc.; Shang Fort Bonifacio Holdings, Inc.; Shang Property Management Services Inc.; Shang Property Developers, Inc.; and Shang Wack Wack Properties, Inc.

  • Div. Yield: 7.66% or 7.9%
  • Div. Payment: Semi-annual
  • Price: 3.97
  • Board Lot: 1,000 (min. # of shares to buy)


* Metropolitan Bank & Trust Company (MBT) -> [Metrobank]

  • Div. Yield: 6.30%
  • Div. Payment: Semi-annual
  • Price: 78.00
  • Board Lot: 10 (min. # of shares to buy)


* AboitizPower (AP) -> more on power generation

  • Div. Yield: 6.05%
  • Div. Payment: Annual
  • Price: 38.20
  • Board Lot: 100 (min. # of shares to buy)


* Cebu Landmasters, Inc. (CLI) -> a leading developer in Visayas and Mindanao, specializing in residential, office, hotel, resort, co-living, mixed-use, and township projects.

  • Div. Yield: 5.51%
  • Div. Payment: Annual
  • Price: 2.84
  • Board Lot: 1,000 (min. # of shares to buy)


* San Miguel Food and Beverage, Inc. (FB) -> now operating in three business segments: beer and non-alcoholic beverages, spirits, and food. Among the brands in its portfolio include ""Magnolia"" for chicken, ice cream and dairy products; ""Monterey"" for fresh and marinated meats; ""Purefoods"" for refrigerated processed meats and canned meats; ""Star"" and ""Dari Crème"" for margarine; ""San Mig Coffee"" for coffee; ""La Pacita"" for biscuit and flour-based snacks; ""B-Meg"" for animal feeds; and ""San Miguel Pale Pilsen"" and ""Ginebra San Miguel"" for alcoholic beverages.

Aside from SMB and GSMI, FB's subsidiaries include San Miguel Foods, Inc.; San Miguel Mills, Inc.; The Purefoods-Hormel Company, Inc.; Magnolia, Inc.; PT San Miguel Foods Indonesia; San Miguel Foods International, Limited; and San Miguel Super Coffeemix Co., Inc.

  • Div. Yield: 5.2%
  • Div. Payment: Quarterly
  • Price: 52.40
  • Board Lot: 10 (min. # of shares to buy)


* Asian Terminals Incorporated (ATI) -> port operator, developer and investor. We operate the Manila South Harbor, the Port of Batangas, Batangas Container Terminal and off-dock yards in Sta. Mesa, Manila and Calamba, Laguna.

  • Div. Yield: 5.16%
  • Div. Payment: Annual
  • Price: 18.54
  • Board Lot: 100 (min. # of shares to buy)


* Robinsons Retail Holdings, Inc. (RRHI) -> core retail operations has six business segments, namely, supermarkets; department stores; DIY stores; convenience stores; drug stores; and specialty stores. RRHI operates its supermarkets, department stores, consumer electronics and appliances stores, big box hardware stores, and community malls under the 'Robinsons' brand name. Some of the brand names under RRHI include international brands 'Handyman Do it Best'; 'True Value'; 'Toys 'R' Us'; 'Uncle John's'; 'Daiso Japan'; 'Pet Lovers Centre'; 'No Brand' and domestic brands 'Savers Appliances'; 'South Star Drug'; 'The Generics Pharmacy' and 'Super50'.

RRHI has four wholly-owned subsidiaries and 17 partially-owned subsidiaries which include Robinson's Supermarket Corporation; Robinson's Handyman, Inc.; Robinsons Appliances Corp.; and Robinsons Ventures Corporation, among others.

  • Div. Yield: 4.85%
  • Div. Payment: Annual
  • Price: 38.40
  • Board Lot: 100 (min. # of shares to buy)


* Ginebra San Miguel, Inc. (GSMI) -> GSMI's flagship product is “Ginebra San Miguel”. Its other products include “G.S.M. Blue”, “Primera Light Brandy”, “Antonov Vodka”, “Vino Kulafu”, “Don Enrique”, “Anejo Gold Rum”, and “San Miguel Ethyl Alcohol”.

Among GSMI's operating domestic subsidiaries are Distileria Bago, Inc.; East Pacific Star Bottlers Phils Inc.; and Agricrops Industries, Inc.

  • Div. Yield: 4.80%
  • Div. Payment: Quarterly
  • Price: 249.80
  • Board Lot: 10 (min. # of shares to buy)


* Manila Electric Co. (MER) -> [Meralco] more on power distribution

  • Div. Yield: 4.64%
  • Div. Payment: Semi-annual
  • Price: 500
  • Board Lot: 10 (min. # of shares to buy)

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Disclaimer:
I am not suggesting to invest your money in the above Dividend Stocks. Please do your due diligence and research first if those investments would work for you. I just posted them here as I am planning to invest some of my money there.